Medicare Part A Benefits: What You Need to Know

Medicare benefits are very hard to understand, just as any other form of insurance is, but Medicare Part A Benefits can actually be easily understood if you think of them in one very simple way.   Medicare Part A benefits are for your hospital stay.  Just remember the rhyme, Part A for a hospital stay.  Here are a few things that you should know about Medicare Part A benefits:

1. Medicare Part A benefits will cover you for inpatient care in hospitals, be that critical access hospitals, inpatient rehabilitation facilities, skilled nursing facilities after a hospital stay or religious nonmedical health care institutions.
2. Part A can help you pay for hospice services and home health care services, but Part A does not cover custodial or long-term services.  If you are in need of help with these services consult a professional to see if you meet certain requirements.
3. If you or your spouse paid Medicare taxes then you will not have to pay for Medicare Part A benefits.  If you didn’t pay these taxes then you will be required to pay a monthly premium, usually around $400 per month.

If you are in need of the benefits of Medicare Part A and you are not sure if you qualify it is worth your time to look into your qualifications with an expert in the field.

Entry Filed under: Enrollment Questions